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FRANCE HOTELS

Buying a property in France

Buying a property in France has become increasingly popular in recent years, particularly with UK nationals.

There is something very rewarding about owning your own second home in another country and many find that this arrangement is more preferable to seeking a different destination for each holiday. Since the advent of low cost air flights and the arrival of the Eurotunnel, the French property buying business has become huge.

There are an increasing number of property exhibitions that aim to persuade you to purchase brand new or nearly new properties in France. Sales staff are skilled in using highly seductive marketing methods to sell as many as possible. Like all other salespeople, they know that if a customer has time to go away and think about a purchase, then a sale is lost as is their commission! You should not however feel pressured into ‘signing on the dotted line’ there and then.

You should always seek expert advice when buying your first Investment Property in France. However this article aims to provide a basic insight into points to remember or consider when you embark on buying property in France.

You must bear in mind that buying a property in France is not the same process as buying in the UK. Depending on the type of property you intend to buy and possibly the area, the laws on buying and selling property in France can vary somewhat.

Be careful with the capital gains tax as this is chargeable on all second home sales owned for less than two years. at a rate of 33% with a sliding reduction on profit percentages over a 20 years period.

French property transactions involve a french ‘notary’ – a legally qualified public servant who represents both the seller and the purchaser. There is no such equivalent person involved in UK property transactions. All of the notary’s costs (ranging from 8 – 14% of the purchase price) are payable by the purchaser.

You should be prepared that most notaries will not speak English. If you do not speak the language fluently, you should make sure that you take someone with you who does!

If making your purchase with cash, the process will take up to two months – this can be extended by another month if paying by mortgage. If you need a mortgage, things become a bit more complicated. A French bank will issue a mortgage as long as you can show regular income. By French law the total of all of your mortgage payments worldwide cannot be more than 30% of your total income. You must also have mortgage insurance for a large mortgage and a physical examination at the bank’s expense.

When buying property in France, a preliminary sales contact (binding on both parties) is negotiated once an agreement on price is reached between purchaser and seller. If the purchaser intends to finance the property by mortgage, it is necessary for this to be declared at the time of the agreement and a substantive clause would protect the purchaser's interests in the event that a loan is not made available.

The property would be withdrawn from the market and the legal system would commence its checks etc

A 10% (minimum) deposit is then payable by the purchaser and is held in a secure account until completion of the purchase and the property is taken off the market. If the purchase is abandoned because the purchaser has a change of heart, the deposit is lost. If however, clauses in the intial agreement are not met, the deposit would be refundable. Similarly, In the event of the discovery of a `planned nuisance' through the searches, the buyer can withdraw and the deposit is returned.

Surveys of the condition of the property you intend to purchase by professional surveyors or 'experts' are unusual in France. It is more usual to request local artisans to give an opinion as to the condition of say the roof, or the walls and for them to give quotations for the work.

It is advisbale when buying a property in France to make a French Will as inheritance laws vary in France to those in the UK. French succession law does not allow you to leave your share of the property to whom you wish - even if you have an existing Will. The Government of France has very specific inheritance laws. By law, on your death your property is divided equally between your spouse and your surviving children. There are some steps you can take to ensure that the surviving spouse can continue to live in the house or flat. Speak with a lawyer about this before you buy the property.

Once you own your property in France, you will be liable for local property tax, occupancy taxes (where applicable) as well as French tax when you sell the property. You will also need to pay tax on any income you receive from letting out your property.

You will need to open a French bank account to pay for all utilities to your property.

The final contract is signed at the notary’s office and the property passes to the purchaser who must pay the balance of the purchase price to the notary forward onward transmission to the vendor. (The balance must be in the notary’s possession before the contract is signed.)

Prior to completion, it will also be necessary to provide to the notary with a copy of the purchaser’s birth certificate translated into French and, if applicable, a copy of a Marriage Certificate also in French.

From the signing of the Contract the purchaser is responsible for the insurance of all the buildings on the property.

December 2005

Public Holidays in France

French organisations and businesses close on public holidays and although some shopping centres and grocers open for part of the day, the majority of shops are closed.

Public holidays in France are 1st January (New Year's Day), 1st May (Fête du Travail) , 8th May (Fête de la Victoire de 1945) , 14th July (Bastille Day - France's National holiday), 15th August (Assumption), 1st November (All Saints Day), 11th November (Armistice de 1918 -Armistice Day) , 25th December, Easter Monday, Ascension and Whit Monday.

Public holiday closures do not affect police stations and hospitals.

France

The second largest country in Europe and the most visited country in the world, France is bordered by Belgium, Luxembourg, Germany, Switzerland, Italy, Monaco, Andorra, and Spain.

With a landscape ranging from high mountains to lush farmland, the French way of life is deemde to be one of the most civilised you can get. With a population of around 60 million, it can see almost 80 million visitors per year.

There is always a new place to visit in France. Travelling around is very easy and public transport extremely reasonable and reliable. Paris of course is an outstanding cultural centre – packed with historic buildings and no shortage of culture and history. Other popular tourist areas in France include Lyon, Toulouse, Marseille and Bordeaux. On the northern Atlantic coast, Normandy has a rich heritage of cathedrals, beaches and battlefields. Brittany however, lies to the west and is renowned for its Celtic links, beuatiful coastline and seafood.

Skiing in France is popular, with the Alps attracting thousands of enthusiastic skiers each year.

FRANCE HOTELS - 48 examples from our database

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HOTEL: B&B Cognac 2 Large double rooms + 1 large Family Suite 2 acre garden pool
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Rooms from EUR55

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HOTEL: Turn of century guest house with character next door to a chateau in Limousin
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Rooms from EUR25

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HOTEL: Traditional B&B in stunning south-western French village
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Rooms from EUR49

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HOTEL: Country House B&B autoroute A20 near Argenton sur Creuse Pet & children friendly
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HOTEL: Countryhouse, Medieval Archer's Tower, Riberac, Dordogne, close to lovely sites
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Rooms from EUR42

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HOTEL: Village B&B Friendly comfortable affordable accommodation in the Gers France
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HOTEL: B&B Lot-et-Garonne, Aquitaine, SW France Adults Only
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HOTEL: Family 3 stars hotel of charm facing the marina of Golfe-Juan, french riviera
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Rooms from EUR78

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HOTEL: Luxury B&B in the heart of sunny Poitou Charente.
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Rooms from EUR50

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HOTEL: 19th Century restored Longére, near Josselin. Rural and tranquil location.
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HOTEL: Chez Passet, lifestyle, indulgence and relaxation in beautiful mountain settings
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Rooms from EUR90

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HOTEL: Luxury guest house on the Normandy - Pays de la Loire border near Alençon
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HOTEL: Pretty bed and breakfast in the heart of the pyrenees mountains
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HOTEL: Villa with private pool near the mountains and the beach.
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Rooms from EUR45

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HOTEL: Stylish B&B in beautiful Bourgoise house, Charente Maritime, Cognac country
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Rooms from EUR55

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HOTEL: B&B near Lourdes, Bagneres de Bigorre, motorcycling, cycling, walking, Gite
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Rooms from GBP70

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HOTEL: Friendly run Bed & Breakfast in the village of Madre
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Rooms from EUR20

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HOTEL: Luxurious Dordogne château hotel
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15 Bedrooms

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HOTEL: Romantic B&B in 16th Century mansion, near St. Emilion and Bergerac, heated pool
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Rooms from EUR90

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HOTEL: Luxury Resort Hotel close to the Côte d'Azur
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110 Bedrooms

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HOTEL: Bed and Breakfast, South of France, Mediteranean and Mountains
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Rooms from EUR45

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HOTEL: Friendly family run farmhouse bed and breakfast accomodation
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Rooms from EUR49

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HOTEL: Quality guest house in a 17th century manor - swimming pool - nr Pau & Biarritz
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Rooms from EUR95

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HOTEL: Charming B&B in a quiet location near the centre of La Souterraine
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Rooms from EUR35

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HOTEL: Charming B&B and Gite near the tremendous Cite de Carcassonne and close golf cou
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Rooms from EUR105

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HOTEL: TOUR EIFFEL HOTEL GRENELLE PARIS TOUR EIFFEL
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Rooms from EUR130

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HOTEL: Normandy 18th Century Farmhouse bed and breakfast chambre d'hote
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Rooms from EUR60

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HOTEL: B & B in rural setting in Normandy on the border of Brittany and Pays de Loire
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Rooms from EUR40

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HOTEL: B & B within reach of many attractions in Charente Maritime
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Rooms from EUR35

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HOTEL: Relaxing B & B with swimming pool on the edge of a rural village
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Rooms from EUR50

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HOTEL: Central France B&B for short breaks and relaxing full board holidays, off A20
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Rooms from EUR58

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HOTEL: Chambres d'Hôtes Le Verger
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Rooms from EUR55

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HOTEL: chambres et table d'hotes bed & breakfast aubusson accommodation lodging hotel
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Rooms from EUR75

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HOTEL: English family run b&b in the beautiful Dordogne
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Rooms from EUR42

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HOTEL: La Merveille - B&B Normandy
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Rooms from EUR40

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HOTEL: La Basse Cour Normandy - Loire Bed and Breakfast
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Rooms from EUR55

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HOTEL: B&B or Chambre d'hôtes in Tours on the bank of the river Loire
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HOTEL: Le Clos Castel Normandy B&B Ideal for discovering the D-Day beaches & museums
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Rooms from EUR50

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HOTEL: Hotel in the centre of Les Deux Alpes
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Rooms from EUR423

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HOTEL: Hotel Chateau Sallandrouze
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Rooms from EUR120

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HOTEL: normandy bed and breakfast
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Rooms from EUR21

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HOTEL: Warm & Friendly Bed & Breakfast in the Heart of France
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Rooms from EUR45

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HOTEL: Chambres D'Hote in Barbezieux town centre, located near fantastic Chateau.
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Rooms from EUR60

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HOTEL: Cosy, decorated, little hotel in the center of Paris.
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Rooms from EUR64

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HOTEL: bed breakfast Normandy France family ensuite bedrooms twin room safe free parkin
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4 Bedrooms

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HOTEL: Beautiful Bed n Breakfast set in a very quiet village close to the medival town
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5 Bedrooms

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HOTEL: beautiful B&B situated in 2.5 hectares of grounds situated near josselin
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2 Bedrooms

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HOTEL: Legendary luxury hotel in the heart of Paris
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121 Bedrooms

Popular Towns/Cities for adverts within France

NICE HOTELS - ALPES-MARITIMES  NICE HOTELS 191 adverts present in our database with 8 Bed & Breakfast

CANNES HOTELS - ALPES-MARITIMES  CANNES HOTELS 142 adverts present in our database.

ANTIBES HOTELS - ALPES-MARITIMES  ANTIBES HOTELS 68 adverts present in our database with 2 Bed & Breakfast, 1 Resort Hotel Listing

SAINT-RAPHAEL HOTELS - VAR  SAINT-RAPHAEL HOTELS 30 adverts present in our database.

ORANGE HOTELS - VAUCLUSE  ORANGE HOTELS 21 adverts present in our database with 1 Bed & Breakfast Listing

GRIMAUD HOTELS - VAR  GRIMAUD HOTELS 16 adverts present in our database with 1 Resort Hotel Listing

TOULON HOTELS - VAR  TOULON HOTELS 15 adverts present in our database.

MOUGINS HOTELS - ALPES-MARITIMES  MOUGINS HOTELS 14 adverts present in our database with 1 Bed & Breakfast Listing, 1 Resort Hotel Listing

GRASSE HOTELS - ALPES-MARITIMES  GRASSE HOTELS 12 adverts present in our database with 2 Bed & Breakfast

VENCE HOTELS - ALPES-MARITIMES  VENCE HOTELS 10 adverts present in our database.

CASSIS HOTELS - BOUCHES-DU-RHONE  CASSIS HOTELS 6 adverts present in our database.

GOLFE-JUAN HOTELS - ALPES-MARITIMES  GOLFE-JUAN HOTELS 5 adverts present in our database with 1 Beach Hotel Listing

FAYENCE HOTELS - VAR  FAYENCE HOTELS 5 adverts present in our database with 2 Bed & Breakfast, 1 Resort Hotel Listing

LOULAY HOTELS - CHARENTE-MARITIME  LOULAY HOTELS 2 adverts present in our database with 2 Bed & Breakfast

ARGENTON-SUR-CREUSE HOTELS - INDRE  ARGENTON-SUR-CREUSE HOTELS 2 adverts present in our database with 2 Bed & Breakfast

ALENCON HOTELS - ORNE  ALENCON HOTELS 2 adverts present in our database with 2 Bed & Breakfast

MADRE HOTELS - MAYENNE  MADRE HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

MAYENNE HOTELS - PAYS DE LA LOIRE  MAYENNE HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

TOURETTE-SUR-LOUP HOTELS - VAR  TOURETTE-SUR-LOUP HOTELS 1 adverts present in our database with 1 Resort Hotel Listing

MOULEYDIER HOTELS - DORDOGNE  MOULEYDIER HOTELS 1 adverts present in our database with 1 Country Hotel Listing

SAINT-ANTOINE-DE-BREUILH HOTELS - DORDOGNE  SAINT-ANTOINE-DE-BREUILH HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

PARCOUL HOTELS - DORDOGNE  PARCOUL HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

RIBERAC HOTELS - DORDOGNE  RIBERAC HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

ARTHEZ-DE-BEARN HOTELS - PYRENEES-ATLANTIQUES  ARTHEZ-DE-BEARN HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

AIGUILLON HOTELS - LOT-ET-GARONNE  AIGUILLON HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

ARRONDISSEMENT 2 HOTELS - PARIS  ARRONDISSEMENT 2 HOTELS 1 adverts present in our database with 1 City Hotel Listing

ARRONDISSEMENT 15 HOTELS - PARIS  ARRONDISSEMENT 15 HOTELS 1 adverts present in our database with 1 City Hotel Listing

ARRONDISSEMENT 8 HOTELS - PARIS  ARRONDISSEMENT 8 HOTELS 1 adverts present in our database with 1 City Hotel Listing

LA SOUTERRAINE HOTELS - CREUSE  LA SOUTERRAINE HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

FRESSELINES HOTELS - CREUSE  FRESSELINES HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

LE GRAND-BOURG HOTELS - CREUSE  LE GRAND-BOURG HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

AUBUSSON HOTELS - CREUSE  AUBUSSON HOTELS 1 adverts present in our database with 1 Country Hotel Listing

SAINT-AVIT-DE-TARDES HOTELS - CREUSE  SAINT-AVIT-DE-TARDES HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

BRUX HOTELS - VIENNE  BRUX HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

CHERAC HOTELS - CHARENTE-MARITIME  CHERAC HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

BARBEZIEUX HOTELS - CHARENTE  BARBEZIEUX HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

TOURS HOTELS - INDRE-ET-LOIRE  TOURS HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

CHAILLAC HOTELS - INDRE  CHAILLAC HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

CARCASSONNE HOTELS - AUDE  CARCASSONNE HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

CERET HOTELS - PYRENEES-ORIENTALES  CERET HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

AUTIGNAC HOTELS - HERAULT  AUTIGNAC HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

HAMBYE HOTELS - MANCHE  HAMBYE HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

MEAUTIS HOTELS - MANCHE  MEAUTIS HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

VER HOTELS - MANCHE  VER HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

SAINT-HILAIRE-DU-HARCOUET HOTELS - MANCHE  SAINT-HILAIRE-DU-HARCOUET HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

CARENTAN HOTELS - MANCHE  CARENTAN HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

LE LUOT HOTELS - MANCHE  LE LUOT HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

BURCY HOTELS - CALVADOS  BURCY HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

LIZIO HOTELS - MORBIHAN  LIZIO HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

JOSSELIN HOTELS - MORBIHAN  JOSSELIN HOTELS 1 adverts present in our database with 1 Bed & Breakfast Listing

DISCLAIMER: You should note that all hotel information listed on this website has been provided by the advertisers and no guarantee can be given by Structured Internet Ltd regarding any of the hotels listed. Whilst every care has been taken in publishing the information, Structured Internet Ltd is not responsible for individual content and will therefore not be liable for any misunderstandings, errors, omissions, or claims arising from any enquiries or bookings made with an advertiser. You are advised to take the necessary steps to assure yourself of the legitmacy of any information published before booking a hotel and ensure all details, booking conditions, prices etc are confirmed by e-mail or in writing with the owner or vendor. Travel Insurance is essential and you should always ensure that you get adequate cover from a reputable supplier.

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